SHAREHOLDERS REPORT
To Our Shareholders
We are pleased to report that a dividend was paid to shareholders in September 2021 for a record twenty fourth consecutive year. Creative Benefits for Educators has brought continued value to membership while rewarding its Shareholders.
Our Name Says Who We Are
In 2006 the Board and Shareholders approved a change in the company name to Creative Benefits for Educators (CBE). We believe this name accurately describes who we are and what we do. CBE has a new name, but it continues to provide the same high quality service you have come to trust.
This is our business... and it's our only business.
CBE Proves Membership Doesn't Cost, It Pays!
A Focus on Performance
Our Business Partners
Key Financial Indicators
Click the images below to enlarge.
Shareholder's Equity per Share | Dividends/Distributors (dollars per share)


CBE Proves Membership Doesn't Cost, It Pays!
LEADERSHIP DIRECTORY
Jim Geiger: Chairman
Jim Geiger is an experienced leader in both the business and education fields. He is a fourth generation Floridian who brings 23 years of service as a teacher and organization leader to his position as Chairman of Creative Benefits. He understands the problems that teachers, administrators and other school employees face. Under Jim's leadership, Creative Benefits is committed to:
- Making a difference in the financial lives of educators and their families; and
- Enhancing the value of membership in Creative Benefit's sponsoring organizations, the Florida Education Association and the Florida Association of School Administrators.
Jim first served Creative Benefits as President in 1992 and was elected by the Company's Shareholders as Chairman in 2002.

Sharon Beardman: President
Sharon has over 30 years of experience specializing in financial services and employee benefits. Her expertise in retirement savings and insurance protection has impacted the financial security of employees and families working throughout the public sector both in Florida and nationwide. Sharon is uniquely qualified and passionate about enhancing the value of Creative Benefits for Educators for the benefit of those dedicated to public education in Florida.

Board of Directors

James W. Geiger
Chair, Creative Benefits for Educators

Pat Barber
President, Manatee Education Association

Edward Baum
Former President CBE

Kenneth Boutwell, Ph.D.
Co-Mgr. Vineyard Capital Partners, LLC

Patrick Strong
President, Okaloosa Education Staff Professionals

Gregg Patterson
CEO,
IMS Business, LC
Advisory Council
Pat Barber, Chair
Manatee
Sandi Bisceglia
FASA
Anna Fusco
Broward
Nelly Henjes
Pinellas
Karla Hernandez-Mats
Miami-Dade
Holly Hummella-Gorman
Monroe
Rob Kriete
Hillsborough
Scott Mazur
Leon
Jerry Mead
DeSoto
Andrew Spar
Florida Education Asssociation
Ruby Strickland
FEA Retired
Patrick Strong
Okaloosa
Stephanie Yocum
Polk
Elizabeth Albert
Volusia
Carmen Ward
Alachua